Not a failure...A Fresh Start!Contact Us

Bankruptcy is Kane, DuPage and Kendall County

Bankruptcy Attorney
in Aurora, IL, Elgin, IL, Batavia, IL, Wheaton, IL & Plainfield, IL

A Little About The Illinois Bankruptcy Laws

The Illinois bankruptcy laws were designed by Congress to help people who are having trouble paying their debts on time. Filing bankruptcy will immediately stop all harassing telephone calls, lawsuits, wage garnishment, repossessions, and foreclosures. Filing chapter 7 or chapter 13 bankruptcy stops the sleepless nights trying to decide how to make ends meet.

Nobody plans to get into debt so they can file bankruptcy. Bankruptcy is simply a safety valve, so that people who cannot pay their debts on time without undue hardship can get a fresh start and begin to rebuild their lives. This year over 1 million people will file bankruptcy, shed their debt and start fresh!

The bankruptcy code is divided into sections call chapters. The most common chapters are chapters 7 and Chapter 13. Generally, under Chapter 7, you’re able to keep all of your possessions, including your house and cars, provided they are insured and you are current on your payments. Chapter 13 is available for people with steady incomes and is particularly useful for those who are behind on their mortgage payments that want to save their house. The major difference between Chapter 13 and Chapter 7 is that under Chapter 13 you are responsible for making some payments to your creditors, while under Chapter 7 you do not make any further payments to any of your creditors (except of course house and car payments).

Remember, bankruptcy is not the failure but rather a fresh start and will give you greater control over your finances.

A Little About Illinois Bankruptcy Attorney Brad Covey

Covey Bankruptcy Law Firm is a family owned law firm in Batavia, IL, Wheaton, IL, Aurora, IL, Elgin, IL and Plainfield, IL concentrating in bankruptcy. Whether you have questions with filing Chapter 13 bankruptcy or Chapter 7 bankruptcy, Attorney Brad Covey  in Batavia, Wheaton, Aurora, Elgin, Oswego and Plainfield will work hard to meet and exceed your expectations as we handle these very important issues.

Covey Bankruptcy Law Firm was founded by Attorney Brad Covey in 1992. Brad wished to create a law firm dedicated to representing those facing difficult times with bankruptcy.  Our website is designed to introduce you to our attorneys, but is also meant to provide you with simple and concise information about commonly asked question regarding bankruptcy. Please browse our site and if you have any questions regarding an issue you want handled with compassion and integrity contact an attorney at Covey Bankruptcy Law Firm.

Covey Bankruptcy Law Firm is dedicated to helping you and your family navigate through the difficult times of bankruptcy. Aurora, IL bankruptcy attorney, Elgin, IL bankruptcy attorney, Batavia, IL bankruptcy attorney, Wheaton, IL bankruptcy attorney and Plainfield, IL bankruptcy attorney can answer your questions regarding the differences between Chapter 7 bankruptcy and Chapter 13 bankruptcy, describe the many actors of bankruptcy including the trustee, financial management counseling, and the courts, and address your concerns about your car, debts, credit cards, mortgage, job, child support, taxes, and loans.

Covey Bankruptcy Law Firm, P.C. is a debt relief agency and helps people file for relief under the bankruptcy code.

For a Free Consultation Please Call 630-879-9559 or the Contact Form Below

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