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Cost to file bankruptcy in Illinois

How much does it cost to file bankruptcy in Illinois?

The cost to file bankruptcy in Illinois varies greatly. How much does it cost to file bankruptcy in Illinois depends on whether you file Chapter 7 bankruptcy or Chapter 13 bankruptcy, and also on how complicated your case is.

There is a filing fee for a Chapter 7 of $306 and the filing fee for Chapter 13 is $281. The filing fee goes to the Clerk of the court.

Bankruptcy attorneys will charge a fee for their services in the bankruptcy proceeding. The range of bankruptcy attorney fees charged is almost as varied as the complexity of cases.  Fees can be as high as $10,000 in a complex Chapter 7 or as low as $1,000 for a very simple Chapter 7.  Chapter 13 bankruptcy attorney fees are usually $3,500 as they are capped by the bankruptcy court.

Generally, a Chapter 7 proceeding will be somewhat simpler and therefore usually less expensive than a Chapter 13. However, even a Chapter 7 proceeding can be complex if there are very many creditors, liens to be avoided or certain other complications. After your free consultation I will be able to give you an exact amount your case will cost and how the fees can be paid.

Recently, fees for a Chapter 7 personal bankruptcy are between $1,000 and $3,000, not including the filing fees. On the lower end, some attorneys that compete on price alone and sacrifice personal attention to your situation send your case to be “processed” by someone in a third world country. The result can be mistakes and delays, sometimes serious ones.

Filing for bankruptcy is stressful and scary enough already. Be careful out there. If it sounds too good to be true, it usually is.

Call us at 630-879-9559. Your Free Consultation will give you the answers you need. You won’t know unless you ask. All you need to do is ask.

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